Zero Cost Processing was founded in 2017 to help businesses take control of their credit card processing costs. Our founder, Erik Rekdal, spent three years in the U.S. Army’s 82nd Airborne Division before moving into sales, where he quickly advanced to management roles in the automotive industry.
Looking for a better work-life balance, Erik shifted into merchant services and saw firsthand how small businesses were being underserved by traditional processors. He started Zero Cost Processing to offer a better alternative, one built on transparency, flexibility, and real support.
Today, we provide cost-effective, tailored processing solutions backed by reliable technology, trusted partnerships, and 24/7 service. Whether you're running a single shop or managing multiple locations, we help you save money and run more efficiently.

Our mission is to provide versatile, cost-effective payment solutions that cater to the unique needs of each client.
Since 2017, we’ve been committed to helping merchants flourish by delivering cost-effective and versatile payment solutions tailored to their specific goals.
With a strong network of trusted partners and a focus on long-term success, we give our clients the tools and support they need to grow.
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